What experience can you expect?

A relaxing and thorough process that will provide you with answers to many of your questions and give you clarity to act and achieve your goals

Step 1 - Initial Phone Meeting

Before committing your time or ours, this 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a Podiatrist if you needed heart surgery.

If we aren’t a good fit for each other we will gladly introduce you to a firm who is better suited to your needs.

Step 2 – Discovery Meeting

Diagnosis and prescription without evaluation is malpractice

The goal of this meeting is to get to know you and become perfectly clear on your goals, your why, your concerns and unique financial situation.

We will ask you a series of questions so we can thoroughly understand your situation. Your answers to the questions, along with the documents we request you bring, will guide our analysis. Then, at the end of this meeting, we can decide if we should have another meeting.

There will be no commitment asked for, or accepted during this meeting. As we want you to take your time to think about what we’ve discussed, and if appropriate, we’ll have a second meeting, and that’s where we’ll present a One-Page Plan of what we think you should do.

Step 3 - Our Analysis

This is where the magic happens. We will review and analyze the information and documentation you provide at the discovery meeting. We will apply our many years of experience to answer the following questions:

Can you afford to retire? Are you overpaying your taxes? Can your portfolio be improved to enable you to meet your goals? Can you eliminate, or reduce threats to your financial health? Is my family properly protected?

Step 4 - Client Solution Meeting

We will spend as much time as necessary to double-check that we heard you correctly the last time we talked.

During this meeting we will review the One-Page Plan of what we think you should do. We will explain, in plain English, exactly what you need to do to achieve your financial goals.

We will explain a few things about our relationship: 1) exactly how much it costs you for this plan to be implemented; 2) how we are compensated; 3) inherent conflicts—and we just want to emphasize that these will always be there no matter who you work with, but the thing about working with us is that we promise we will talk about them. Our goal is to bring up any conflicts before you’ve even thought about them. We want us to have a relationship where you feel comfortable raising any issues.

At the end of this meeting, our hope is that we’ll have enough information to mutually decide if we’ll move forward and if you want to become a client.

Step 5 - Sleep On It

We are in no rush for you to make a decision. Prior to deciding whether we should work together, we are going to give you a copy of the One-Page Plan, and we want you to go home and think about it. You can shop around or get other advice as you need.

If we mutually decide that we are a good fit working together, we schedule a mutual commitment meeting for five to ten days from the client solution meeting.

Step 6 - Mutual Commitment Meeting

At the mutual commitment meeting, we’ll cover any lingering questions you might have and sign any paperwork necessary to formulate our relationship of working together.

Step 7 - Plan Implementation & Monitoring

The One-Page Plan becomes a living document. We will work together to implement the plan. We will facilitate with your attorneys, accountants and other professionals to make sure that you are getting results delivered.

We will stay in touch throughout the engagement and monitor the plan to make sure that you are on course to meeting and realizing your goals. As your life changes, your plan should evolve and change, too. We’ll periodically review and adjust your strategy so that it remains in line with your current financial reality, and your goals for the present and the future.